
Company Brief
Adwiyah tailors reverse factoring supply chain financing to meet the needs of small and medium businesses such as pharmacies and pharma suppliers. While traditional reverse factoring is often geared towards large enterprises with high-value invoices, Adwiyah focuses on assisting businesses with smaller invoice values and a higher volume of invoices. Using our platform, banks can finance these smaller invoices without the need for manual uploading and approval of each invoice, streamlining the whole process.
Product
Adwiyah is a mobile application that connects suppliers, banks, and buyers (pharmacies) in a seamless financing ecosystem. In collaboration with banks, we establish a financial limit for buyers, which is displayed in our app. Pharmacies can then utilize this limit to finance their orders with just one click. Once the buyer approves the transaction, the bank transfers the invoice amount directly to the supplier and collects the payment from the buyer on a new maturity date.
Business Model
Commission structure ranges from 0.2% to 2.5% of each invoice, depending on the maturity date.
Industry
Fintech
Target Customer
Pharmacies, Labs, and Clinics
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